Down Payment Assistance Program

This program assists first-time homebuyers or certain displaced persons with down payment and closing cost assistance to purchase their primary residence. Funding is provided by Federal Housing and Urban Development funds for households with income less than 80% of the Springfield Median Income.

Contact the Planning Dept. at 417-864-1031.

Springfield Community Land Trust

This program, a partnership between the City and Community Partnership of the Ozarks, allows qualified buyers to purchase homes at rates much lower than most pay in rent. While buyers own the home, the land beneath their home belongs to the land trust and the homeowner holds rights to the land by paying a small fee through a leasehold agreement.

Contact LeeAnn Camey at 888-2020 or

Other Local Homeownership Programs

HELP targets low to moderate income owner-occupied residential dwellings, located within the CDBG-eligible boundaries of the City of Springfield, with consultation and funding assistance towards making critical home repairs. Critical home repairs include those which pose an imminent threat to the home and inhabitants.

Contact the Planning Dept. at 417-864-1031.

Direct grants and deferred no interest loans authorized to defray the cost of sanitary sewer installation and connection for low and moderate income families. This can come in the form of a deferred no-interest sewer connection loan and/or a direct grant.

Contact the Planning Dept. at 417-864-1031.

Are you looking for ways to cut your energy bill this winter?

The Weatherization Program sponsored by OACAC is a free service for qualified homeowners and renters.

Weatherization Benefits

  1. Insulation and air sealing improves the energy efficiency of your home, to help keep you warm in the winter, cool in the summer and reduce your heating and cooling cost.
  2. Weatherization can make your home warmer in the winter and cooler in the summer to save on utility dollars.

Visit OACAC’s website for more information and an application form.

The following are developer-oriented programs offering incentives geared toward multiple houses or housing units and may not benefit individual homeowners.

springfield opportunity zones mapThe federal Tax Cuts and Jobs Act of 2017 created
the Opportunity Zone program, which incentivizes private investment in projects such as new and expanding businesses, infrastructure, real estate and housing located within the approved census tracts. Opportunity Zone investors receive capital-gains tax deferral, reduction in basis for long-term investments, and other tax incentives. The program seeks to revitalize communities and create jobs in areas that otherwise may not be considered by investors.

Contact the Planning Dept. at 417-864-1031.

HOME Investment Partnership Program

The HOME Investment Partnership Program provides financing to developers for the construction or rehabilitation of rental housing which will be available to low-income people at an affordable rent. Contact the Planning Dept. at 417-864-1031.

Low Income Housing Tax Credits

Low Income Housing Tax Credits encourage the development of affordable housing rental units. Credits may be combined with HOME or CDBG funds. Visit the Missouri Housing Development Commission website or call 816-759-6600.

This program provides incentives for qualifying properties to assess, clean up, and facilitate the redevelopment / reuse of potentially contaminated properties known as “brownfields” within the city of Springfield.

Contact the Planning Dept. at 417-864-1031.

The purpose of the Urban Redevelopment Corporations Law is to encourage the redevelopment of blighted areas through property tax abatement.

Contact the Planning Dept. at 417-864-1031.

Allows the City to actively redevelop blighted areas, as well as to encourage the private sector redevelopment of such areas within designated redevelopment areas.

Contact the Planning Dept. at 417-864-1031.

exterior of small, yellow, vintage home after renovations
interior of old house that has been gutted to the studs
exterior of blue sided house with yellow sunflowers